1. Acceptance of Terms

By accessing or using the Vandelixio Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you do not agree with these Terms, you must not access or use the Service.

2. Eligibility

You represent that you are at least the age of legal majority in your jurisdiction and that you have the legal capacity to enter into a binding agreement. The Service is intended for use by individuals and organizations evaluating investment-related decision-support tools and is not directed to any audience for whom such use would be unlawful.

3. Description of Service

Vandelixio provides an AI-assisted platform intended to support decision-making processes related to investment analysis and portfolio review. The Service, including any outputs, models, dashboards, or performance logs, is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice. Any historical data, logs, or performance figures displayed on the Service reflect past information only and do not guarantee future outcomes.

4. No Investment Advice

Nothing on the Service should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument. You are solely responsible for evaluating the merits and risks associated with any decision you make, and you should consult with a qualified financial, legal, or tax advisor before acting on any information obtained through the Service.

5. Account Registration and Access

Certain features of the Service may require registration or the submission of contact information to request access. You agree to provide accurate, current, and complete information and to keep such information updated. You are responsible for maintaining the confidentiality of any credentials associated with your access and for all activity that occurs under your account.

6. Acceptable Use

You agree not to: (a) use the Service for any unlawful purpose or in violation of any applicable regulation; (b) attempt to gain unauthorized access to the Service, its systems, or related networks; (c) reverse engineer, decompile, or attempt to extract the underlying models or source code of the Service; (d) reproduce, resell, or redistribute any part of the Service without prior written consent; or (e) use automated means to scrape, mine, or extract data from the Service without authorization.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Service are the property of Vandelixio or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights, and any rights not expressly granted herein are reserved.

8. Fees and Payment

Where applicable, access to certain features of the Service may be subject to fees as communicated at the time of request or subscription. Any such fees, billing cycles, and refund conditions will be described separately at the point of engagement and are not otherwise specified within these general Terms.

9. Third-Party Links and Services

The Service may reference or link to third-party websites, tools, or data sources that are not owned or controlled by Vandelixio. We are not responsible for the content, accuracy, or practices of any third-party services, and your use of such services is at your own risk and subject to their respective terms.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Vandelixio does not warrant that the Service will meet your specific requirements or that any results obtained will be accurate or reliable.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Vandelixio, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Vandelixio and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any applicable law or third-party rights.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Vandelixio's business interests. Upon termination, your right to use the Service will immediately cease.

14. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at our discretion. We may also revise these Terms from time to time, and any changes will become effective upon posting the updated Terms on this page. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Vandelixio operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

17. Contact

Questions regarding these Terms may be directed through the contact options listed on our Contact page.